New Patients: 815.570.3733
Current Patients: 815.786.2146

Affordable Dentistry – Insurance and Billing Info

Insurance and Billing

We accept most traditional insurance plans for our affordable dentistry, and you can verify acceptance of yours by contacting our office. The Waters Dental Group does not participate in Health Management Organizations (HMOs). As long as you are free to choose your own dentist we will be happy to file your insurance claims for you. We accept checks, cash, and credit cards, and also offer a flexible payment plan. Please see our Business Manager for details.

Straight Talk about Insurance

We want you to understand what dental insurance really does for you. If you receive dental insurance as a benefit through your employer, the more your employer pays for that insurance, the higher the rates of coverage and the more you will receive in compensation from your insurance plan. Dental insurance is simply to help you pay for your dental work. It is not designed to help you make decisions about what treatment is in your best interest. We will not compromise the dental health of our patients by recommending treatment based on what their dental insurance will pay. We are confident that together we can work out a plan that makes sense for you and achieves the level of health and aesthetics that you desire.

Financing Options

If you’d like to consider outside financing for your dental needs you may want to consider CareCredit. If you are eligible, CareCredit can help you pay for your dental treatments and procedures through a line of credit. CareCredit is endorsed by the American Dental Association and organizations specific to other healthcare professions. CareCredit is a GE Money Company that for over twenty years has helped millions of cardholders get the healthcare treatments they want and need.

For more information, or to apply online, visit CareCredit or click the CareCredit button to get started.

You may also want to look into the Citi® Health Card, which can provide flexible financing to cover your dental care needs.

For more information, or to apply online, click here.

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